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Searching for a Fireplace?

When the temperatures shift, we see the ‘must-haves’ begin to adjust on our buyers wishlists!

A fireplace becomes a feature that we hear more about in the fall and winter months as buyers imagine relaxing in their new home with family.

Here are some Main Street Realty Listings that are currently available with fireplaces!


60 Kendall Blvd, Oaklyn

222 Spruce St, Audubon

1101 Park Ave, Collingswood

115 E Browning Rd, Collingswood

15 E Summerfield Ave, Collingswood

328 Kingston Ave, Barrington

412 4th Ave, Haddon Heights

302 Lees Ave, Collingswood

210 Meadow Drive, Haddonfield



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Featured Listing – 412 4th Avenue


412 4th Avenue, Haddon Heights

Once you enter this classic, brick Colonial home located on a tree lined street in the desirable East side of Haddon Heights, you will without a doubt feel at home. This meticulously maintained home offers 4 bedrooms, 2 full and 2 half baths. Upon entering this gorgeous brick, low maintenance home, you’re greeted with hardwood floors in the living room and dining room. Towards the back of the house is an addition with a large family room, eat in kitchen, island with granite counter tops, custom cabinets and stainless steel appliances. You will immediately appreciate the wonderful entertaining flow this area offers with a fire place and large deck just outside. Topping off the 1st floor is a mud room with a side door entrance, the Bar/ butler’s pantry with a granite counter top, and a half bath. Upstairs is a large master bedroom suite with vaulted ceilings, large closets, and a master bathroom with a walk in shower and Jacuzzi tub. There are three more generous sized bedrooms and another full bath. To complete this home there is a finished full basement with a game/entertainment room, which has a half bath and laundry room. Don’t forget the sprinkler system, alarm system and garage. This house is conveniently located near major highways and minutes to Philadelphia and the PATCO Speedline. It is close to local public and parochial schools, restaurants, and a beautiful downtown shopping area and parks. Come see this beautiful home and make it your own!





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South New Jersey real estate market performance review

2018 Market Review Summary


How did the real estate market perform in South New Jersey in 2018?

In 2018 we saw a Sellers Market in many areas across the country, including much of Main Street Realty’s service area. The housing inventory was low, but the number of buyers hunting for their dream home remained high through the year. In a sellers market, home buyers are competing over the available houses, which results in surging home sale prices.

We also saw the mortgage interest rates begin to climb. Since the crash in 2008, mortgage interest rates for a 30 year mortgage have, on average, stayed below 6%. From 2015 through 2017 we saw average interest rates in the 3% range. 2018 saw rates climb over the 4% mark. Here’s an article that digs deeper into reviewing the history of interest rates.

Another factor that played into the 2018 market is the millennial generation. Those born between 1982 and 2004 are considered millennials. This generation currently holds the largest number of mortgage applications across the country. How has that impacted the market? It has shifted the way a property needs to be marketed to the public and how sellers present their properties. The millennial generation is more in tune with social media and technology, which means sellers have had to adjust their home presentation to attract buyers.

Looking Forward to 2019

It is expected that we will begin to see the market balance across the country in 2019. However, South New Jersey is still experiencing a very low inventory as we begin the year. If you are considering selling, 2019 may be the year where you will receive a high value for your home. Contact Main Street Realty for a detailed analysis of your home’s value in today’s market.


Below is a market performance review of many of the communities Main Street Realty serves. This data provides a snapshot of property inventory and average home prices from the past three years for communities within Camden County. The data was derived from Bright MLS.




856-858-2200 –


For a more detailed analysis of your local market or to discuss your property value in today’s market, contact Main Street Realty.

856-858-2200   –

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Why should you attend Open Houses?

What is an Open House?

Realtors will host an open house event for active property listings, which offer the public an opportunity to tour homes for sale without the need of scheduling an appointment. Although real estate agents are welcome to accompany their buyers, it is not legally necessary since there will be a licensed agent present.

Typically, Open Houses will fall on a weekend afternoon for about two hours. When an agent enters the Open House in the multiple listing server, all the third party real estate sites will post the event as well, meaning finding scheduled open houses online is fairly easy. You may also download the Main Street real estate App to find open houses near you:


Most Realtors will also put up Open House signs around the neighborhood along with balloons or flags to notify the public of the event.


3 Reasons why you should tour Open Houses

  1. You can always update a house, but you can not change your location! Choosing your location is one of the most important steps in house hunting. Before you spend too much time touring homes, you should narrow down what neighborhoods best meet your needs. Popping into Open Houses is a great way to research different areas. You can talk to a few different real estate professionals about the area, types of homes for sale, local events, local restaurants, commuting options, etc.
  2. Are you thinking about selling? Checking out Open Houses in your neighborhood is always a good idea! It allows you to see what your competition is and how properties compare to your own. This will help you think about what tasks need to be done to get your home ready to sell. It is also a great exercise when trying to determine the fair market value for your property. Your Realtor will run all the comps to guide you with pricing, but having toured the homes will give you more confidence in deciding what price is right.
  3. Touring Open Houses help you determine your wish list! This is especially true for first time home buyers who are trying to work through their ‘Must Have’ list. Walking through properties on the market will help buyers visualize their lives in the spaces available. Do we really need 4 bedrooms? Do we want/need that fireplace? Do we prefer hardwood floors, or wall to wall carpet? How much yard do we need? Are we OK being on a busier street, or do we need to focus on only quiet streets?

You may surprise yourself and walk into your dream home! If that happens, make sure to get a Realtor on your team quickly and discuss a plan of action moving forward.

Stay tuned to our social media and website for updated Main Street Realty Open Houses!


Open House

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M.T. Construction – Over 150 New Homes!

Kingston Korner, Barrington New Jersey

Having over 20 years in the South New Jersey real estate industry, our Main Street Realty agents have developed many friendships with like minded businesses and contractors. Having professionals we feel confident recommending helps us provide a higher level of service to our community. 

M.T. Construction is one of those businesses that exemplifies the qualities Main Street admires.
M.T. Construction is a family owned and run business that was founded in 1992 by Mike Tippin Sr. Their reputation for high quality work is evident in the many homes they have built in our communities over the years. With over 150 new homes built, the Tippin family has created a brand that home buyers have come to trust when seeking excellence in new construction.
Mike Tippin Sr. is a third generation builder who was taught by his father in the late 1960’s. His father learned the trade from his uncle, who was also a builder. 
When asked how the different backgrounds and roles within the family business helps set them apart, Michael Tippin Jr. says, 
“At M.T. Construction, being able to physically build the houses ourselves makes the home building process easier and more fluid, while helping eliminate mistakes. We are hands on with every project and can be found on the job-sites everyday.”
Their current project is located in Barrington, NJ along the beautiful, tree lined Kingston Avenue. Barrington is a family oriented town full of history and great schools. There are not many land parcels left in Barrington, so M.T. Construction was excited when the opportunity to bring new homes to this community presented itself! There are six brand new construction homes currently taking shape.
LOCATION, LOCATION, LOCATION! These brand new homes are walking distance to Clements Bridge Road where you will find shops, bars, and seasonal festivals. Young families will enjoy the new, all-inclusive Wish Upon A Star playground just around the corner! Barrington is a short drive to the award winning shopping and dining in the nearby downtown communities such as Haddonfield and Collingswood. Commuting is a breeze with close proximity to the PATCO Speedline and major roadways!
These beautiful three and four bedroom homes offer an open floor plan, modern amenities, a gas fireplace, and a master suite! Homes starting at $314,900.

For all inquiries about M.T. Construction’s newest project, call Main Street Realty at 856-858-2200



• Up to 97% financing available

• Competitive Rates – 30 year fixed 5.125% 0 points, APY 5.170 with 60 day rate lock

• No Private Mortgage Insurance (PMI)

• You do not need to be a first-time home buyer

• Primary residence only

*terms and conditions apply. 

*Program, rate, points and fees are subject to change without notice.


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Mobile Real Estate App

Most buyers searching for their new home begin by browsing online property search sites.

Main Street has made your search even easier!

Download the Main Street mobile real estate app and stay up to date with the local listings!

The app let’s you search by closest homes to your current location, homes with scheduled open houses, homes that have had price adjustments, just listed properties, or customize your search.

There is also a helpful mortgage calculator showing you the principal and interest payment to help you quickly assess the affordability of a property.

Follow this link to download the app!

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3 Next-Gen House Hunting Tips for Singles

The American household has changed – big time. More and more, people get married later in life, if at all. Many even go from married to single and back multiple times throughout their lives. This all means that more and morepeople are buying homes while single. Many unmarried folks are buying homes to live in on their own, while others are looking for homes to live in with their children, parents or other partners – past, present and future.

If you’re embarking upon the process of buying a home on your own, here are a few things to factor into your thought process and your action plan:

1. Solo doesn’t necessarily mean condo. A decade or two ago, many single house hunters were automatically directed toward low-maintenance condos and townhomes. And truthfully, some singles still enjoy the tax and financial advantages of ownership without the responsibilities of caring for lawns, roofs and other so-called “single family home” features they have no use for.

That said, the descriptor of a detached, standalone property as a “single family home” is woefully out of date. Many single people are electing to purchase detached homes for a number of reasons. Chief among them include:

  • Needing the square footage to allow their household to expand to include future partners, future children, adult children, or even elderly parents
  • Needing extra rooms (or even extra apartments!) to rent out, do hobbies in or run a home business from, and
  • Having the outdoor space for dogs, cats, horses and vegetable gardens, oh my!

If you are dreaming of a life in more of a home than your friends and family members think you can handle and you can well afford the home of your dreams, don’t be daunted. Reach out to other people in your circle of friends who are single and own either single family homes or condos and townhomes to get a sense for their experience. If you decide to go with a condo, make sure you read the HOA disclosures thoroughly and that you understand what you’re getting for your HOA dollars. (Hint: HOA dues often cover expenses you would pay out of pocket otherwise, like waste management fees, landscaping, building insurance and even roof and window maintenance.)

But if you do decide to go the single family home route, make sure you ask your circle (and your agent) for referrals to the contractors, gardeners and handyfolk who can make home maintenance on your own much more doable. It takes a village to maintain a home over the long run. So get a village!

2. Pay extra close attention to home inspections and home warranty provisions. Much of what’s scary about solo home ownership are the seeming risks around things that could go wrong. The most common such fear is a valid one: What happens if something goes wrong with the house? With just one income, it can be frightening to think of how rapidly a lemon of a house could rock your entire financial world.

There are a couple of tools you can build into your transaction that can massively mitigate just this risk. First, your home inspections. Most people think of home inspections as almost pass-fail: if they reveal devastatingly expensive issues, they back out of the deal. But if they don’t surface any fatal flaws, the deal is on.

Single home buyers should view their home inspections as the opportunity to spend a few more hours in the home, discovering its warts and all, before they move forward with the deal. Take special care to attend your inspections in person, ask the inspector to show you the issues they find while they’re on site. Read the reports and get any follow-up inspections or repair bids before your contingency period runs out. That way, you’ll have a concrete idea of the financial exposure to repairs that are needed right now while you can still either (a) negotiate to get the seller to chip in or (b) back out of the deal without penalty, if you need to.

The second tool is a largely underrated one: your home warranty plan. Most buyers get one, and often sellers pay for it. But what many buyers don’t realize is that (a) they can pay to upgrade the plan so that the warranty company will cover a wide assortment of future home repairs, and (b) they can and should renew their home warranty plan annually, in the future. Having the ability to ring up the home warranty company and spend $50 for a service call when your water heater, furnace, or plumbing goes on the fritz can dramatically reduce the fear factor of solo home ownership.

3. Consult with legal and financial pros before you buy with a relative, friend or partner. Buying a home with a friend, a parent, a sibling or even a life partner can seem like the cure for what ails a single person’s home buying situation. Namely, it injects additional financial resources, allows you to buy a pricier (read: larger, nicer, better located) property than you could on your own, and even positions you to have help making hard house hunt decisions and maintaining the place going forward.

Co-buying has big benefits, but it also poses some serious questions – questions that a lawyer, tax advisor or financial planner can help you anticipate and resolve, in advance, to avoid conflicts later. If you decide to go the co-buying route, make the investment of time and money up front to get some professional advice about how to structure the transaction and the financial relationship. Doing so, and reducing the agreement to a clear, professionally-drafted written contract that is recognized by and filed on record with the relevant state and local governments can go a very long way toward helping you avoid later damage to the interpersonal relationship with your co-buyer.


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7 Financial Benefits of Homeownership

The financial benefits of homeownership are evident year round, but particularly around tax time – they seem to jump off the page. Let’s examine how homeownership makes “cents” –  from the tax benefits, to good old fashioned financial stability.

1. Homeownership Builds Wealth Over Time

We were always taught growing up that owning a home is a financially savvy move. Our parents knew it, and their parents knew it. But this past decade of real estate turbulence has shaken everyone’s confidence in homeownership. That is why it’s so important that we discuss this again now that we’re in a ‘new market.’ Homeownership can be a very savvy financial move – but only if people buy homes they can actually afford. In 2014, this idea of sticking to a home you can afford to gradually build wealth is a “rule” that just happens to be new and old at the same time.

2. You Build Equity Every Month

Your equity in your home is the amount of money you can sell it for minus what you still owe on it. Every month you make a mortgage payment, and every month a portion of what you pay reduces the amount you owe.  That reduction of your mortgage every month increases your equity. That is especially true now with the elimination of risky mortgages like negative amortized and interest-only loans – thanks to the new “Qualified Mortgage” rules. The way mortgages work is that the principal portion of your payment increases slightly every month year after year. It’s lowest on your first payment and highest on your last payment. Thus, as the months and years go by, your equity grows!

3. You Reap Mortgage Tax Deduction Benefits

  • Mortgage deduction: The tax code allows homeowners to deduct the mortgage interest from their tax obligations. For many people this is a huge deduction, since interest payments can be the largest component of your mortgage payment in the early years of owning a home.
  • Some closing cost deductions: The first year you buy your home, you are able to claim the points (also called origination fees) on your loan, no matter whether they are paid by you or the seller. And because origination fees of 1 percent or more are common, the savings are considerable.
  • Property tax is deductible: Real estate property taxes paid on your primary residence and a vacation home are fully deductible for income tax purposes.

4. Tax Deductions on Home Equity Lines

In addition to your mortgage interest, you can deduct the interest you pay on a home equity loan (or line of credit). This allows you to shift your credit card debts to your home equity loan, pay a lower interest rate than the horrendously exorbitant credit card interest rates, and get a deduction on the interest as well.

5. You Get a Capital Gains Exclusion

If you buy a home to live in as your primary residence for more than two years then you will qualify. When you sell, you can keep profits up to $250,000 if you are single, or $500,000 if you are married, and not owe any capital gains taxes. Now, it may sound ridiculous that your house could be worth more than when you purchased it after these past several years of falling house prices. However, if you purchased your home anytime prior to 2003, chances are it has appreciated in value and this tax benefit will come in very handy.

6. A Mortgage Is Like a Forced Savings Plan

Paying that mortgage every month and reducing the amount of your principal is like a forced savings plan. Each month you are building up more valuable equity in your home. In a sense, you are being forced to save—and that’s a good thing.

7. Long Term, Buying Is Cheaper than Renting

In the first few years, it may be cheaper to rent. But over time, as the interest portion of your mortgage payment decreases, the interest that you pay will eventually be lower than the rent you would have been paying. But more importantly, you are not throwing away all that money on rent. You gotta live someplace, so instead of paying off your landlord’s home or building, pay off your own!

As always, you must look very hard at your personal situation before making the big decision to buy.

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Despite Price Gains, Homes Still Undervalued

Despite double-digit percentage increases in home prices, homes are still undervalued relative to incomes, according to CoreLogic.

“Much of the recent house-price appreciation is a result of market correction for the significant undervaluation caused by the price declines in the late aughts,” CoreLogic chief economist Mark Fleming writes in a blog post. He adds that “there is no need to fear a bubble for at least a few years to come, if at all.”

Fleming says that home prices did get way ahead of income levels in the early 2000s, but a significant over-correction has taken place. He argues that incomes are key to forecasting home prices, saying that home-price growth cannot be sustained at higher levels than income growth because housing would become unaffordable and demand would decline.

“Rising interest rates and the ‘unlocking’ of pent-up supply as home prices continue to increase are expected to slow the pace of home price appreciation,” Fleming notes. “At the same time, continued improvement in the economy will modestly increase income growth. The net effect is that home prices are expected to remain slightly undervalued relative to income levels through the end of 2015.”


Daily Real Estate News | Wednesday, March 12, 2014

Source: “Home Prices Actually Undervalued Based on Incomes: CoreLogic,” Mortgage News Daily (March 12, 2014)

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The Philadelphia Burbs: Redefining the Quality of Life

Philadelphia’s suburbs offer proximity to the excitement of the city but the tranquility of the suburbs.

On Pennsylvania’s side of the Delaware River, suburbs range from Kennett Square to Germantown and Manayunk to New Hope. On New Jersey’s side (and very much in Mainstreet Realty’s purview,) are suburbs like Glassboro, Haddon Heights, Collingswood, Merchantville, and Moorestown.

For more information, visit Classic Towns of Philadelphia or click here to contact Mainstreet Realty to see how we can help you & your family find your perfect Philly ‘burb.